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Medicare for physically disabled under 65

There are many questions that you may have for Florida medical insurance provided as part of the Medicare program. You might be wondering if you would be able to qualify if you are younger than 65 years especially if you happen to be physically disabled. Yes you can, but there are a few things that you need to keep in mind in this regard. You may not know this but there are plenty of things in this regard that either you do not know or you need to be clear about. There is normally a window that is provided by the federal government of the United States of America (USA) in order to register for such a benefit.

When you successfully do that within this particular there are several benefits to be had. For example you can get drug coverage. However, if you are unable to do so you can be sure to lose out on money. You would lose out on a lot more money than what you had expected – in fact it could be so bad that it would feel like you have incurred a penalty. If you have already qualified for SS (Social Security) disability income it could be two years before you are deemed to be fit for Medicare.

If you need insurance for areas such as drug coverage South Florida this could be a long time indeed. If you had been employed gainfully you can be sure that you would get health coverage through your job itself. In case you had to take a break of absence from work because of a qualifying disability you would receive COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985). This would help extend the coverage that your previous employer had provided you. With the COBRA option you would be able to pay for health insurance for a period of 18 months.

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